Wealth management

Managing one’s own assets as efficiently as possible is a task that requires a lot of time, expertise and intuition. Bank Gutmann is happy to look after the affairs of clients who are unable to perform this task themselves and therefore wish to entrust them to a team of experienced experts. The aim is always to earn as high returns as possible with due regard to each client’s specific risk and opportunity profile.

Investment performance is always the result of four different factors that, combined, turn wealth management into wealth preservation.

1. Calculated risk

Aligning expectations with reality

Taking the measure and making allocations


In a detailed consulting session, the taking-the-measure process is applied to assess the client’s situation and understand and define needs and preferences. On this basis, goals are jointly defined that may be achieved within the confines of the client’s risk tolerance. These realistic return expectations lead to a bespoke investment strategy, on the basis of which the relationship manager develops a portfolio for optimum wealth management.

1. Calculated risk

Aligning expectations with reality

2. Accessibility and networking

Portfolio management made in Vienna

Advising individually, acting globally


Its national orientation combined with international expertise makes Gutmann a reliable partner for wealth management. In-house portfolio management and control benefits from the financial expertise and global background contributed by best-of-breed research and investment specialists world-wide. In addition, the Gutmann Center for Portfolio Management established in partnership with the Vienna University of Economics and Business fosters international knowledge transfer in close vicinity.

2. Accessibility and networking

Portfolio management made in Vienna

3. Responsibility

Transparent service

Monitoring and reporting


After the initial development of the portfolio, continuous monitoring of investments is an essential part of wealth management. Periodic performance reviews provide continual feedback on portfolio holdings on the one hand and enable timely adjustments in the event of unexpected developments on the other. Performance forecasts facilitate a long-term outlook to support strategic decisions.

3. Responsibility

Transparent service

4. Control

The key principle is discipline

Objective assessments and measurements


The very structure of he Gutmann Group guarantees its independence in decision-making. In serving its clients, the Group neither pursues any interests of its own nor seeks to sell products. All results and processes can be assessed by means of objective and transparent measuring methods that offer clients full information about portfolio details. Facts rather than vague guess-work – this motto guides all decisions and always with a focus on the interests of the client.

Support and reporting


Each client is served by two experienced relationship managers, who always make time to respond to queries and concerns. The relationship managers have decision-making authority and serve clients and their portfolios as key contacts over many years.

The Gutmann Online Reporting feature enables clients to check their asset holdings at any time. Upon request, we are pleased to compile a portfolio report. Expenses and wealth management fees depend on portfolio size as well as the frequency of transactions and are agreed individually. From a certain volume, the Bank offers large investors special funds.

4. Control

The key principle is discipline