On its website Bank Gutmann Aktiengesellschaft (AG) provides data and information which has been prepared, collected and regularly updated with the greatest possible care. No responsibility of any kind can however be taken for the correctness, completeness, currency or continuing availability of the contents so made available.

Under no circumstances can Bank Gutmann AG accept liability for losses or damages of whatever kind (including consequential or indirect damages or losses of profits) which may arise in connection with accessing Bank Gutmann AG web pages or with the unavailability of such pages. This also applies to other web pages which may be hyperlinked on Bank Gutmann AG web pages. Bank Gutmann AG accepts no liability whatever for the contents of web pages accessed via such hyperlinks.

Bank Gutmann AG will use its best endeavours to make available reliable translations of its web pages, but can accept no liability whatsoever for the correctness of these translations. The Bank also reserves the right to make changes or amendments at any time to the contents already made available.

The contents of the Bank Gutmann AG web pages are provided exclusively for the purposes of information. They do not constitute legal or investment advice or an offer or a recommendation to buy or sell securities, and they do not serve to replace individual investment or other advice. Investment decisions must be individually aligned to the investor’s personal circumstances and should only be taken on the basis of expert explanation and advice.

Information about past investment performance does not permit conclusions about future performance. Performance data for investment funds are calculated using the Oesterreichische Kontrollbank’s methods. Subscription and redemption fees are not reflected in performance calculations of investment funds.

The contents and structure of Bank Gutmann AG’s website are protected by copyright. Use of the contents, in particular, downloading and copying, or other reproduction, dissemination or provision of texts, parts of texts, or pictorial material requires prior approval by Bank Gutmann AG. The information and data provided on the Bank Gutmann AG website may be the intellectual property of third parties or, more particularly, of their suppliers, whose property rights must therefore be respected.

All photographs were specially taken for the Gutmann Group by Ingo Pertramer.